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1. These are our terms and conditions

 

1.1. These are the terms and conditions under which we will provide you with Documents and Services (as defined below).

1.2.. Before you submit your order, take the time to read through these terms and conditions. This document describes our business, how we will provide you with products and services, how we can change or end the contract, what to do in case of a problem, and other important details. Please let us know if you find a mistake or if you want any changes made to the terms and conditions. 

2. Definitions and interpretation

2.1. “Document(s)” means the will document or any other document sold by us and which are ordered by you.

2.2. “Privacy Policy” means the privacy policy on our Website which can be found at https://simplywasiyat.com/privacy.

2.3. “Probate Services” means any services provided by Simple Wasiyat relating to probate.

2.4. “Services” means the service provided by Simple Wasiyat to create, update, revise and check the Documents.

2.5. Website” means https://simplewasiyat.com

2.6. “Rahat Albal Ltd Group” means trading as Simple Wasiyat Ltd.

2.7. “you”, “your”, “yours” means the user ordering any Documents and/or Services from us.

2.8. “Writing” includes emails. When we use the words "writing" or "written" in these terms and conditions, this includes emails.

3. Information about us and how to contact us.

3.1. Simple Wasiyat is a trading name for Rahat Albal Ltd, a company registered in England and Wales under company registration number 13796963. Our registered office is 12 Station Road, Watford WD17 1EG, UK.

3.2. To contact us, please send an email to hello@simplewasiyat.com or write to the above address. As part of these terms and conditions, Simple Wasiyat, or anyone acting on their behalf, may make any request, notification, communication, or notice via any email address of the domain simplewasiyat.com (namely, ‘name or function @simplewasiyat), as well as other means such as post. This is not evidence that the communication has been sent by Simple Wasiyat, however, it may indicate that it has been sent by this address.

3.3. Should we need to contact you; we will do so by contacting you through the email address or postal address you provided to us when you placed your order with us.

Documents and Services ordered from the Website

4.1 Registration

4.1.1. We recommend that you check the suitability of the Documents and/or Services offered on our Website before ordering them. Please read through the various pages on our Website including these terms before ordering Documents and/or Services.

4.1.2. By ordering Documents and/or Services from us, you agree to be bound by these terms and conditions and our Privacy Policy by registering.

4.1.3. It is your responsibility to ensure you select the correct jurisdiction when making your will using our website. You are not eligible to use the Document Posting Services if you do not live in England or Wales. It is not recommended that you use Documents and/or Services in a jurisdiction other than where they are intended. Documents and Services are provided in English for the avoidance of doubt.

4.1.4. To order Documents or Services from us, you must be 18 years or older.

4.1.5. It is your responsibility to ensure that all the information you provide is accurate and complete at the time of registration and is not false or misleading or misrepresents your identity. Whenever requested, you must supply us with complete and current contact details, including your date of birth, your email address, and your residential address.

4.1.6. We will ask you for an email address and a password when you register. The information you provide must be kept secure and not disclosed to third parties. It is your responsibility as a user to maintain security and, in particular, to select and confidentially store passwords to comply with best practice. Any unauthorised access by a third party using your email address and password will not be our responsibility.

4.2. Our contract with you

 

Upon accepting your order for Documents and/or Services, a contract will be formed between you and us when we process your order and payment is cleared.

4.4 Your rights to make changes

4.4.1. All documents are bespoke, so you cannot cancel your order or return them unless (i) a download file cannot be opened or is corrupted, or (ii) a printout of the document is damaged upon delivery. Documents purchased from us do not fall under the Consumer Contracts (Information, Cancellation, and Additional Charges) Regulations 2013.

4.4.2. If you have ordered a printed copy of the Document and it is damaged upon receipt, we will cover the return costs.

4.4.3 We will replace any faulty or damaged documents within 14 days of receiving the returned documents.

4.4.4.. This only applies to third parties who have agreed to a subscription service (Paid Subscription) in writing before we accept your order for the Documents. Paid Subscription will be available for a set fee for 12 months and within this period you can make unlimited changes to the Documents. Your Paid Subscription will be reviewed after this period. For cancellations, a written notice of two months must be given. Please contact us online via the Website. Upon receiving your cancellation request, we will acknowledge receipt by email as soon as possible. 

4.4.5. In the event that you cancel your Paid Subscription, you will still be able to access your Documents for the remainder of the notice period. After the cancellation period/notice period has expired, you will not be able to update your Documents.

4.5. Our rights to make changes

4.5.1. We reserve the right to make any changes to the Documents, Services, and/or Website:

4.5.1.1. Taking into account any changes to relevant laws and regulations; and

4.5.2. In the event that you breach the terms of this agreement, we may cancel or suspend your access to Documents or the Services.

 4.5.3. At our absolute discretion, we reserve the right to decline to provide Documents and/or Services in any case. In such circumstances, you will receive a full refund within 14 days when we inform you of our decision.

4.6. Providing the documents and services

4.6.1. As soon as we accept your order, you will be able to download Documents as digital content. If you choose to order a printed copy of the Documents, you will be informed of the estimated delivery date at the time of ordering. It should be noted that all delivery times quoted at the time of ordering are only estimates and are subject to change.

4.6.2. If you have chosen to have Documents printed, bound, and posted to you, the delivery periods and costs will be displayed to you at the time of payment. The documents will be sent to the address you specify on the order form at the time of ordering and cannot be changed.

4.6.3. The Services will be provided to you once you purchase them until you cancel them as described in clause. 

4.4.4. or we cancel them as described in clause 4.5.2

4.6.4. In cases where we cannot deliver the Documents as expected, we will contact you and take reasonable steps to minimise the effects of the delay. We will not be responsible for any delays caused by an event of this nature, but if there is a substantial risk of delay, you may contact us to end the contract and receive a refund for any documents that you have already paid for but not received.

4.6.5. If necessary, the Services may be suspended for the following reasons:

4.6.5.1. to resolve technical problems or make minor technical changes; or

4.6.5.2. to update relevant laws and/or regulations as necessary.

4.7. Price and payment

4.7..1 When you place your order, the price of the Documents will appear on the Website and on the order pages. 

4.7.2. When you place an order for Documents or Services, the total price including any relevant delivery charges will be shown on our Website at the time when you make the payment and place the order. We must receive full payment before we can provide the Service or deliver a Document to you.

 4.7.3. No refund will be given if you decide not to download a Document after completing your order.

5. Proof of payment

 

Upon receipt of your payment, you will receive a confirmation email. 

6. Probate Services

6.1. You will be provided with the terms and conditions under which Simple Wasiyat provides Probate Services after instructing Simple Wasiyat or one of our partners to obtain the grant of probate for you. 

6.2 In our terms of service, we will describe, among other things, how we charge for our services, how we work with third parties, and how we work with them.

6.3. By requesting our Probate services you agree to allow us to share and pass your details to our partners. Our partners can include third party lawyers, solicitors, probate practitioners or law firms. The charges for these services will be in accordance with the terms of business for our partners. 

6.4. Our partners may pay us commission or a fee which we have agreed with them for passing them your details to carry out the Probate Services on your behalf. 

6.5. You will be responsible for providing our partners with the information and documents they require to carry out the works you have instructed them on your behalf.  

6.6. If you have any complaints or concerns about the services provided by our partners, those will be dealt  with in accordance with our partners’ complaint procedure, and we will not be responsible for any losses that you may suffer as a result of the acts or omissions of our partners. 

7. Your data

7.1. When providing us with data so that we may provide you with Services or Probate Services, you agree to provide us with accurate and complete information

7.2. By accepting the Documents, you agree that we may disclose, store, or otherwise process your personal information (in accordance with our Privacy Policy) as needed to provide them to you and for marketing and credit control purposes. Please read our Privacy Policy if you would like to find out more about how your personal information is collected and stored.

7.3. You have the right to request a copy of the personal information we hold about you. If you would like to request this information, please contact us.

7.4. In order to prevent internet fraud, we take all reasonable steps to ensure your information is stored as safely and securely as possible. if in  the event that our secure computer servers or those of third parties are breached, we cannot be held responsible.

 7.5. When ordering or accessing the information on the Website, we will take all reasonable care to ensure the security of that information. However, as long as we do not act negligently, we cannot be held responsible for any loss you may suffer if a third party obtains unauthorised access to any data.

8. How we may use your personal information

8.1. The information you provide to us will be used as follows:

8.1.1. To provide the products to you;

8.1.2. to process your payment for the products; and

8.1.3. We will give you information related to similar products we provide if you agreed to receive it during the order process, but you can opt out at any time.

8.2. We will only share your personal information with third parties if we are required or permitted by law to do so.

8.3. For more information on how your personal information may be used, please refer to our Privacy Policy.

9. Intellectual property rights

9.1. Any rights to the content of the Website are owned by us, unless otherwise stated. Copyrights, trademarks, and other proprietary rights relating to the Website remain our property. Unless otherwise stated in these terms and conditions, you do not have a license to use such intellectual property. Any modifications, copies, reproductions, uploads, postings, transmissions or distribution of our Website's contents are strictly prohibited, except where our Website expressly invites you to do so. It is the sole property of Simple Wasiyat to collect, arrange and assemble all content on the Website, which is protected by copyright.

9.2. By using our Website and printing pages from it, you are granted a limited, non-exclusive licence. The Website will grant you permission to create and download a Document if you order and pay for it through the Website. The use of any material or information on our Website must not be modified, copied, reproduced, uploaded, posted, transmitted, or distributed via any means or in any manner, except as expressly permitted or indicated on our Website.

9.3. All intellectual property rights in your data remain with you. As set forth in clause 7, you grant us a perpetual, irrevocable, transferable, worldwide, royalty free, and unlimited licence to use, modify, keep, share, save, copy, and utilise your data for the purpose of supplying you with the Documents and/or Services.

9.4. You must not (i) sell, resell, transfer, assign, distribute or otherwise commercially exploit or make available to any third party the Documents or the content of our Website;(ii) modify our Website or Service or create derivative works based on them; (iii) Insert a Document into another application using an "iframe" or "frame";(iv) reverse engineer or access the Website, Services or Documents in order to (a) build a competitive product, (b) create a product with features, functions, or graphics similar to those of ours, or You must not copy any ideas, features, functions, graphics, etc., from the Website. By using the Website, you agree not to: (i) transmit correspondence that has not been appropriately scanned for viruses, worms, Trojan horses, or other harmful computer codes, files, scripts, agents, or programs; (ii) interfere with or disrupt our Website or the data contained therein, or our servers or networks; (iii) use or attempt to use unauthorised access to secure pages on the Website or its related systems, or networks; (iv) impose an unreasonable or disproportionately large load on our systems.

10. Our website

10.1. We may make changes, without notice to you, in the information, content, and material on the Website at any time. This is to keep the Website as current as possible.

10.2. Whilst the information on this website is provided as "as is" and on an "as available" basis, it may become out of date over time and we cannot be held responsible for any errors or omissions.

10.3 Please note that the information provided on the website does not constitute legal advice, and we cannot guarantee its accuracy, completeness, or up datedness. This website contains legal information only and should not be considered legal advice applicable to specific factual situations.

10.4. The website aims to be available 24 hours a day, 7 days a week, however you will understand that we cannot guarantee availability or that the website will be error-free. We are unaware of any issues that may occur. This Website is continuously updated to reflect the most current information; however, the information appearing initially may not reflect the exact position when the order is placed.

10.5. You are strictly prohibited from interfering with our Website, circumventing its security, or tampering with, hacking into, or otherwise disrupting our computer system, server, Website, router or any other internet-connected device or service.

10.6. Our Website may contain links to other Web sites which we believe may be of interest to you. The quality of goods and services offered by these third parties is not represented by us, nor can we be held responsible for the content or availability of such websites. We take no responsibility for the contents of third-party websites, or for the goods or services they may offer.

11. Limitation of liability and Disclaimer

 

11.1. Simple Wasiyat  is not a law firm and is not registered or regulated by the Solicitors Regulation Authority. If you use our Documents, Services or Probate Services or our Website, no lawyer-client relationship will be formed between you and Simple Wasiyat or any employee or other person associated with Simple Wasiyat. For your own purposes and in compliance with any legal requirements, it is your responsibility to ensure that the nature of the Services and Probate Services we offer and the Documents we provide to you are satisfactory and meet your requirements and needs. In the event the Documents and/or Services and/or Probate Services you purchased from us are not legally accurate for your situation, we are unable to accept responsibility for that.

11.2. In preparation of Documents, we assume no responsibility or liability in verifying:

11.2.1. your identity;

11.2.2. your capacity to make a will/Documents or to make decisions;

11.2.3. If you were subjected to undue influence while using the Services or signing your Documents;

11.2.4. Whether you understood and approved the contents of your Documents; and

11.2.5. If any third-party beneficiaries might be entitled to claim in law against your Estate, whether there were or might be.

11.3. After you have drafted your Documents such as the will, the signing procedure must be done according to the jurisdiction in which you live and where the will to take effect after you die. If the signing or the execution procedure is not carried out correctly, your will or Documents may be invalid. It is your responsibility to ensure that the signing procedure (testamentary formalities) are carried out correctly. If you fail to properly execute your Document, we will not be liable. Incorrectly executed documents are unenforceable. It is agreed that we shall not be liable for the guidance notes or for the validity of any Document. 

11.4. If laws or regulations change in the future, your Document may become out-of-date or obsolete, and we cannot guarantee that it will be accurate, up-to-date, or complete. We are not responsible for notifying you of changes in the law or their impact on your Document, and we will not be held liable. You are responsible for reviewing the terms of your Document in the future.

11.5. Data and information provided by you to create or generate a Document will not be reviewed to ensure that it is accurate, correct, suitable or complete unless you specifically request this service and pay any fees due. You are responsible for the appropriateness of your Document and for ensuring that it will be appropriate to your specific situation where you have generated and produced a Document online.


11.6. In general, a Sharia-compliant Islamic will can only be written in countries (jurisdictions) where the testator (will writer) has the appropriate testamentary freedom, which means he is permitted to give away his wealth as he wishes when he dies. This generally, means, that a Sharia-compliant Islamic will can realistically be only written in countries where common law is practiced, such as New Zealand, South Africa, India, Pakistan, England, Wales, Northern Ireland, Australia, New Zealand, South Africa, most of Canada, most of the States of the U.S. and some other countries. It should be noted that even in some of these jurisdictions a Sharia-compliant Islamic will, whereby the inheritance shares are distributed according to Islamic law can be defeated by local statute law. In civil law countries such as many European countries, the legal beneficiaries are assigned an inheritance share by law, hence, distribution of inheritance according to Sharia Islamic law is difficult to implement by making a will. The same principle applies in Scotland where a mixture of civil and common law applies. If you are unsure if Simple Wasiyat, is suitable for you please consult a local Sharia expert advisor. By agreeing to pay and order our Documents and Services you have agreed that Simple Wasiyat is right for you.

11.7. Be sure you select the appropriate jurisdiction when selecting Documents and Services. It is not recommended that you use Documents in a jurisdiction other than their intended one. When using any document and/or service outside of the jurisdiction for which it is suitable, you should exercise caution because it may not be suitable, and we will not be liable for its suitability.

11.8. We are not responsible for and do not provide any warranty for Documents that can be downloaded free of charge from the Website.

11.9. You agree that we are not responsible to you for the supply of the Documents and our Services or our Probate Services to the fullest extent permitted by law. These provisions do not affect your statutory rights as a consumer. Should we be found liable for loss or damage to you, our liability will be limited to the amount you have paid for the relevant Document or Service.

11.10. We are not liable for any loss of profits, loss of data, or other indirect, special, or consequential losses.

11.11. These limitations of liability do not apply to personal injury and death caused by our negligence or any other liability that cannot be excluded or limited under applicable laws.

11.12. The Documents and Services and Probate Services are only available for domestic and private use. We will have no liability to you if you use the products for commercial, business or re-sale purposes. This includes any loss of profit, loss of business, interruption or loss of business opportunity.

12. Customer service

12.1. Our mission is to provide quality services and documents and to ensure that our work meets your expectations. As part of our commitment to continuous improvement, we monitor our service standards.

12.2. Our formal complaints procedure is available upon request. In the event of any complaint about our services, please contact our Head of Customer Services Ramandip Kaur. You may contact Ramandip Kaur by email at hello@simplewasiyat.com, or any other method that is listed at 3.2. Upon receiving your complaint, we will acknowledge it within 14 days, and we will then investigate the situation and send the results in a letter within 56 days.

 

12.3. You are not restricted from seeking other remedies if you choose to do so.

12.4. The Legal Ombudsman can be contacted by calling 0300 555 0333 or by writing to PO Box 6806, Wolverhampton WV1 9WJ (legalombudsman.org.uk), if we are unable to resolve things.

12.5. If you wish to file a complaint, you should do so within six months after the complaints handling process is completed.

12.6. The Ombudsman won't accept a complaint if:

12.6.1. More than 6 years have passed since the act or omission gave rise to the complaint.

12.6.2. It has been more than three years since you should have known about the complaint.

12.6.3. The date of the alleged act or omission giving rise to the complaint was before 6 October 2010.

12.7. If you have a complaint about the professional conduct of any of our regulated advisers, you can also make that complaint to their regulator. If you are interested in finding out if an adviser is regulated, please get in touch.

12.8. Please note that Simple Wasiyat is not regulated by the Solicitors Regulation Authority (SRA). Therefore, Simple Wasiyat is not a party to the SRA or to the SRA compensation fund. SRA grants are awarded from this discretionary fund when a regulated person or organization steals, misappropriates, or does not account for money, or when a regulated person or organization suffers a loss against which they are not insured under SRA rules.

13. The way we are regulated

 

Simple Wasiyat is an unregulated firm, but some of our advisers are individually regulated. Solicitors are regulated by the Solicitors Regulation Authority (SRA) and must follow SRA standards and regulations.

14. Important terms

14.1. We may subcontract our Services and Probate Services to another organisation without requiring your consent or notifying you. We may assign, novate or transfer our rights and obligations under these terms and conditions to another organisation without notice or consent from you.

14.2. This Privacy Policy and/or these terms and conditions may be altered or varied at any time without notice to you.

14.3. The following terms and conditions together with our Privacy Policy, any order form and payment instructions constitute the entire agreement between you and us concerning Documents and Services. These terms and conditions do not include any other terms, whether expressed or implied, except for those listed above regarding Probate Services. All terms and conditions on the Website are incorporated by reference. These terms and conditions take precedence over any other term or provision on the Website.

14.4. Contracts for Documents and/or Services are between you and us. No one else has the right to enforce any of its terms. Any of the undertakings and obligations in these terms and conditions are not intended to benefit any third party or be enforceable by them under the Contracts (Rights of Third Parties) Act 1999.

14.5. The clauses of these terms and conditions operate separately and independently from each other. Regardless of whether any of them are ruled to be unlawful by a court or other relevant authority, the remaining clauses will remain valid and enforceable.

14.6. No delay or failure on our part to enforce our rights or remedies under these terms and conditions shall constitute a waiver on our part of such rights or remedies unless such waiver is confirmed in writing.

14.7. The terms and conditions and our Privacy Policy shall be governed by and construed in accordance with English law. English and Welsh courts shall have exclusive jurisdiction over the parties hereto.

 

Part B: Simple Wasiyat Trustees

The following terms and conditions apply

1.1. In accordance with the following terms and conditions, Simple Wasiyat Trustees will act as executors, administrators or executors on intestacy when a will is annexed to an estate.

1.2. Before appointing Simple Wasiyat Trustees as executor of your will, please carefully read these terms and conditions. These terms and conditions describe who we are, how we will provide services to you, what to do if there is a problem, and other important information. We welcome your suggestions and corrections regarding these terms and conditions.

2. Definitions and interpretation

2.1. “Executor Services” are the duties of Simple Wasiyat Trustees, acting as an executor of an estate, as an administrator of an estate with a will annexed, or as an administrator on intestacy.

2.2. “Rahat Albal Group Ltd” trading as  means Simple Wasiyat Trustees.

3. How to contact Simple Wasiyat Trustees

You can contact Simple Wasiyat Trustees by writing to hello@simplewasiyat.com or by post at 12 Station Road, Watford WD17 1EG, UK.

4. Fees for services and documents

4.1. When Simple Wasiyat Trustees provide Executor Services, no fee shall be due before the death of the testator or intestate.

4.2. Simple Wasiyat Trustees will charge a scale fee for its Executor Services. There is a minimum charge of £595, plus an additional charge based on the complexity of the estate and the amount of work to be completed, up to a maximum of £2,500. The total fee is due at the time that a grant of representation is granted.

4.3. Simple Wasiyat Trustees may incur general expenses in providing Executor Services, which will be charged in addition to the scale fee. Costs of solicitors, other professionals, commercial agents, and stamp duty may be included in general expenses.

4.4. There may be an additional charge when dealing with businesses, joint properties, landed properties, foreign assets, valuations, the preparation of accounts and forms for the HMRC, estates, or trusts associated with the estate being administered, or attendances or other management duties associated with those estates.

5. Estate administration 

5.1. Simple Wasiyat Trustees will usually appoint a solicitor to perform legal work in connection with the estate, or their own legal department if they so choose. It may also appoint other professionals it considers appropriate. Therefore, all expenses incurred by the trustees fall under the heading of general expenses.

5.2. Simple Wasiyat Trustees may decide to act through its appropriate officers when exercising discretion or other powers.

5.3. Simple Wasiyat Trustees may at their discretion vest any property of the estate or trust in any person or corporation.

5.4. Should Simple Wasiyat Trustees perform Executor Services jointly with another or other, all money, securities, title deeds, papers, and property belonging to or connected with the estate shall be subject to the control of Simple Wasiyat Trustees, and any other executor or administrator will be provided with all facilities for verification. Simple Wasiyat Trustees shall be named first in all registered stocks, shares, securities, or properties.

5.5. The trustees of Simple Wasiyat will continue a trade, business, or hold shares in a company with unlimited liability only with the intent of realizing or distributing the estate (unless there is a good reason for doing so) and on the condition that the trustees will be reimbursed for expenses. A trustee of Simple Wasiyat Trustees has no duty to hold such shares in its name, and the trustee's co-executor or co-administrator (whereby applicable) can execute any dispositions or transactions relating to such sole proprietorships or shares that the Court would otherwise have been able to authorise under the Trustee Act 1925 (as amended or replaced from time to time).

5.6. Simple Wasiyat Trustees may purchase insurance on behalf of the estate in the event of certain risks they think may affect the assets of the estate. Simple Wasiyat Trustees may charge the premiums for such insurance against estate income or estate capital, as they think fit. 

5.7. Where Simple Wasiyat Trustees is appointed executor by a will or acts as administrator under a will or intestacy, the trustee shall be entitled to remuneration in accordance with its scale of fees in effect as of the date of death. In addition to being exempt from all taxes and duties, the remuneration of the Simple Wasiyat Trustees shall be first charged to the estate. When the testator's standard scale of fees changes after his or her death, the Simple Wasiyat Trustees may charge in accordance with the scale of fees in force at that time. In addition to the scale fees, general expenses will be charged.

5.8. Trustees' fees and expenses are usually paid out of the estate's capital. Fees and expenses may be charged to income or among different interests in income or capital and shared equally among Simple Wasiyat Trustees and its co-executor and co-administrator (if any).

6. Other terms of importance

6.1. Simple Wasiyat Trustees do not offer legal advice on preparing wills.

6.2. Simple Wasiyat Trustees may subcontract parts or all of Estate Services and may assign, novate, or transfer parts or all of our rights and obligations under these terms to another organisation without obtaining your consent or your consent being required.

6.3. Simple Wasiyat Trustees reserve the right to alter or vary these terms and conditions at any time.

6.4. We will use the information you provide us in order to provide Estate Services.

6.5. Your personal information will only be disclosed to third parties where permitted or required by law.

6.6. The clauses of these terms and conditions operate separately and independently.  The remaining clauses will remain in full force and effect if any of them are deemed unconstitutional by a court or relevant authority.

6.7. These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. The parties hereto submit to the exclusive jurisdiction of the courts of England and Wales. 

6.7. You agree that these terms and conditions are governed by and construed according to the law of England and Wales. It is expressly agreed that the courts of England and Wales have exclusive jurisdiction over these parties.

Part C – Storage Services

The following terms and conditions apply

Terms and Conditions

1. Definitions

 

“Company”- Islamic National Will Register is a trading name for Rahat Albal Ltd, a company registered in England and Wales under company registration number 13796963. Our registered office is 12 Station Road, Watford WD17 1EG, UK. Rahat Albal Group Ltd.

“Client” – a person who has chosen to place documents with Islamic National Will Register for storage of their will drafted using Simple Wasiyat website or otherwise. 

2. The Company’s Obligations

Upon the Client's payment of the annual fee, the Company has the legal obligation to:

  • Store the documents securely.

  • Ensure that the Documents are protected and preserved while in safe storage.

  • Ensure that documents are insured for at least £2million in the event of loss or damage whilst in storage. 

  • Ensure that copies of the document are made if in the event of restoration.

  • Return the Documents in accordance with section 4

A minimum of 30 days' written notice will be given to the client at his last address if the company decides to increase the storage fees at any time during the storage period.

3. The Client’s Obligations

When you place an order for Document storage services through Simple Wasiyat website, you agree to  Islamic National Will Register that you agree to the following:

(a) have the legal capacity to enter into binding contracts; 

(b) are at least 18 years old; 

(c) are not using the Online Service in connection with any business; 

(d) are a resident of one of the Serviced Countries; and 

(e) are accessing the Website from one of the Serviced Countries.

It is the clients' responsibility to inform the Company of any address changes or changes to their banking information.

The Clients are also responsible for paying the storage fee by the due date. In the event the company does not receive payment by the due date, it reserves the right to return the Documents to the Client's last known address, within which case all obligations will be discharged.

4. Return of Documents

Documents can be requested by the Client at any time.

The company will charge a fee for processing and returning your documents. Before any documents can be returned, this fee must be paid. A written request must accompany the fee.

Only in the following circumstances are the Documents returned to someone other than the Client;

  • For a Will to be returned to the Personal Representatives or the Executors, the original death certificates and a written request must be provided. 

  • Upon receipt of the request, documents will be dispatched the following working day. Documents will be sent by Royal Mail Special Delivery (or any other delivery service selected by the Company).

The Company will charge for delivery requests to addresses within the United Kingdom if all fees are paid. The cost of delivery to addresses outside the United Kingdom will be charged at the time of request.

5. Right to cancel

This agreement may be terminated by the Client without notice within 14 days of its signing. The cancellation period expires after 14 days. 

The Client must notify the Company of their intention to cancel this agreement by a clear statement sent by post or email to hellow@simplewasiyat.com

If the Client cancels within 14 days, the Company will reimburse all fees paid to it by the Client without delay, using the same method as payment was made to it.

6. Complaints

Any complaints should be addressed to the Office Manager of the Company, by email or post at the address given in section 1.

Part D – Funeral Plans 

“Company”- Simple Islamic Funeral Plans is a trading name for Rahat Albal Ltd, a company registered in England and Wales under company registration number 13796963. Our registered office is 12 Station Road, Watford WD17 1EG, UK. Rahat Albal Group Ltd.

“Client” – a person who has chosen to enquire or purchase an Islamic Funeral Plans using Simple Wasiyat website. 

1.Financial Promotions

The Company is not regulated by the FCA.

2. Enquiries and referrals

2.1. On our website, you can fill out the enquiry form to request information and quotation about funeral plans.

2.2. We may supply the information that you provide to us through our website to Funeral Plan providers or Financial

Technology (FinTech) companies that provide the introduction to the service providers. 

2.3. Your telephone and email enquiries to the Company will be forwarded to the supplier.

2.4. We will be paid a fee or commission in respect of each enquiry that we provide to a supplier.

2.5. You acknowledge that:

  • Suppliers are not verified;

  • Suppliers’ identity, creditworthiness, bona fides, the accuracy of the information published by the supplier, or the security of their website are not checked, audited, monitored, or controlled by us;

  • We are not an agent or party to any contract between you and a supplier, and, accordingly, we will not be liable for any loss or damage incurred as a result of using supplier websites, using the information supplied by suppliers, receiving offers from suppliers, or entering into contracts with suppliers.

2.6. If a contract arises between you and a third party such as the supplier, we are not responsible for the enforcement of any obligations, and we have no obligation to mediate any such disputes.

3. Limitation of warranties

3.1. We do not warrant or represent:

  • That our website contains complete, accurate, and up-to-date information about our company; 

  • That the information displayed on our website is up to date; or

  •  that the website or any service provided by the website will continue to be available.

3.2. Unless explicitly provided otherwise in these terms and conditions, you will not be entitled to any compensation or other payment if the Company discontinues or alters any website services, or if we stop publishing the website. We reserve the right and have the sole discretion to stop or alter any or all of our website services without further notice or explanation. 

3.3. The Company disclaims all warranties and representations, to the maximum extent permitted by applicable law, relating to our website and use of it.

4. Liability limitations and exclusions

4.1. These terms and conditions do not:

  • limit liability for death or personal injury resulting from negligence;

  • exempt or limit liability for fraud or fraudulent misrepresentation;

  • limit any liability permitted by applicable law; or

  • exclude any liability that cannot be excluded under applicable law

4.2. The limitations and exclusions of liability set forth here and elsewhere in these terms and conditions are as follows:

  • are subject to Section 3.1; and

  • apply to all liabilities arising under these terms and conditions or related to their subject matter, including, but not limited to, liability for breach of contract, tort (including negligence), and statutory duty, except where these terms and conditions expressly provide otherwise.

4.3. We will not be liable for any loss or damage, of any nature, caused by our website or the information and services available on our website.

4.4. We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.

4.5. We will not be liable to you in respect of any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.

4.6. We will not be liable to you in respect of any loss or corruption of any data, database or software.

4.7. We will not be liable to you in respect of any special, indirect or consequential loss or damage.

4.8. You accept that we have an interest in limiting the personal liability of our officers and employees and, having regard to that interest, you acknowledge that we are a limited liability entity; you agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website or these terms and conditions (this will not, of course, limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers and employees).

5. Indemnity

5.1. You hereby indemnify us, and undertake to keep us indemnified, against any and all losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute) incurred or suffered by us and arising directly or indirectly out of your use of our website or any breach by you of any provision of these terms and conditions.

6. Breach of these terms and conditions

6.1. Without prejudice to any other rights we have under these terms and conditions, if you breach these terms and conditions or if we believe you have breached these terms and conditions, the following may occur:

  • Your access to our website will be temporarily suspended;

  • you will be permanently prohibited from accessing it;

  • prevent computers with your IP address from accessing our website;

  • Contact any or all of your Internet service providers to restrict/block your access to our website; and

  • we will take legal action against you, whether for breach of contract or another reason.

6.2. In the event that we suspend access to our website or a part of our site or prohibit or block your access to that part of the site, you may not circumvent that suspension, prohibition, or blocking.

 

7. Third party websites

7.1. Our website includes hyperlinks to other websites owned and operated by third parties; such hyperlinks are not recommendations.

7.2. We have no control over third party websites and their contents, and subject to Section 3.1 we accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Variation

8.1. These terms and conditions may be revised from time to time.

8.2. If you do not agree to the revised terms and conditions, you must stop using our website. The revised terms and conditions will take effect as of the date of publication of the revised terms and conditions on the website.

9. Assignment

9.1. By accepting these terms and conditions, you agree that we may assign, transfer, subcontract, or otherwise deal with our rights and/or obligations under them.

9.2. Any rights and/or obligations you have under the Terms and Conditions may not be assigned, transferred, subcontracted, or otherwise dealt with without our prior written consent.

10. Severability

10.1. In the event that any provision of these terms and conditions is determined to be unlawful or unenforceable by a court or other competent authority, the remaining provisions will remain valid.

 

10.2. Should any unlawful and/or unenforceable provision of these terms and conditions become effective if a part of it is deleted, the deleted portion will be deemed to be deleted, while the remainder remains in effect.

11. Third party rights

11.1 A contract under these terms and conditions is between us and you and is not intended to benefit or be enforceable by third parties.

11.2 The exercise of the parties' rights under a contract under these terms and conditions is not subject to the consent of any third party. 

12. Entire agreement

12.1 These terms and conditions and our privacy policy form an entire agreement between you and us in respect of use our website and supersede all previous agreements between you and us in respect of your use of our website.

13. Jurisdiction and law

13.1. The law of England shall govern and determine the interpretation of these terms and conditions.

13.2. Any dispute relating to these terms and conditions shall be exclusively decided by the English courts.

13.3. You can contact us: 

  • by post, using the postal address given above;

  •  using contact form given on our website: and 

  •  by email, hello@simplewasiyat.com

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Terms and Conditions

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